Help Lift the Burden of Final Expenses from Your Loved Ones with a Guaranteed Life Plan

Here at First Global, we strive to offer life insurance plans to everyone. The average price of a funeral can reach over $10,000 and if you qualify, Social Security only provides a one-time death payment of $255.  If the unexpected occurs then your family could be faced with a funeral bill and other expenses that they may find difficult to pay. Especially at a time when they are suffering from grief and loss.  Once you get one of our guaranteed, affordable Life Insurance plans you can rest easier and have the peace of mind that comes from knowing you have planned ahead.  Some of our affordable plans provide up to $25,000 for final expenses. You can also inquire about our higher face amount plans that provide coverage up to $150,000.

  • Medical bills
  • Leftover debts

Regardless of Your Health… You Can’t Be Turned Down

If you are a US citizen or permanent legal resident between the ages of 18 to 80, you can choose from $5,000 to $25,000 in guaranteed life insurance for final expense insurance.  Additionally, under current federal law, Guaranteed Life policy death benefits are not subject to federal income tax when paid to a named beneficiary. The application process is simple and easy and no medical exam is required!  If you want to rest easier with a family life insurance plan, then give us a call at 888-847-1985 or fill out the “Get A Quick Quote Now” form below to get started with a guaranteed life plan!

Get A Quick Quote Now


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*Insurance Rate will vary by Individual and by State you live in.

Prepare for the Future.

Sadly, 85% of Americans say most people need life insurance, yet only 62% have coverage and a staggering 33% say they don’t have enough life insurance, including one-fourth who already have life insurance coverage.  Nobody wants to be a statistic, especially during a period of grief and loss.  That’s why one of our life insurance carriers developed it’s Terminal Illness Family Protection plan policy to ensure you and your loved ones are covered during a period of loss.

Affordability

Partnering with many national carriers gives First Global the ability to offer our clients a wide array of affordable insurance products.

Convenience

One of our highly trained agents will provide you with plan options that are both affordable and benefit rich.  Our application process has been streamlined and only takes a few minutes to complete.

Easy Application Process

It only takes a few minutes.  You can choose to apply directly online or you can call us at 888-847-1985 to discuss your plan options today!

Customer Service

Our in house customer service representatives are fully bi-lingual in English and Spanish.  They are highly trained individuals who communicate very well with our clients on a daily basis.   Excellent customer service is critical to maintaining our long standing relationships with many of our clients!

Family Protection

Individual policies can be purchased for an employee, his/her spouse, any children and/or grandchildren.   These policies can be purchased for children and grandchildren ages newborn through 23 for approximately $1.15/week for a $10,000 policy or $2.30/week for a $20,000 policy.

Portability

Your personal and/or  family coverage will continue with no loss of benefits or increase in price if you lose your job after the first premium is paid.   In a case like this the insurance company will simply bill you directly.  Your coverage cannot be cancelled by the insurance company or your employer unless you stop paying your premiums.

Emergency Burial Benefit

Within 24 hours after receiving notice of an insured’s death, an emergency death benefit of the lesser of 50% of the coverage amount, or $15,000 will be mailed to the insured’s beneficiary, unless the death is within the two-year contestability period and/or under investigation.

Monthly Premium Rate Chart

Age on App Date
$10,000
$25,000
$50,000
$75,000
$100,000
$125,000
$150,000
20
$7.16
$11.40
$18.60
$18.60
$25.52
$32.58
$46.71
30
$7.59
$12.48
$20.63
$20.63
$28.77
$36.92
$53.21
40
$10.42
$19.54
$34.75
$34.75
$49.96
$65.17
$95.58
50
$16.28
$34.19
$64.04
$64.04
$93.90
$123.75
$183.46
60
$29.08
$66.21
$128.08
$128.08
$189.66
$251.83
$375.58
70
$56.00
$133.50
$262.67
$262.67
$391.83
$521.00
$779.33

Acceptable conditions:

  • Diabetics
  • Skin Cancer
  • Smokers
  • Elevated Cholesterol
  • Morbidly obese
  • Weight Loss Surgery
  • Sleep Apnea
  • High Blood Pressure
  • Anxiety / Depression

Accidental Death Benefit

Protector AD’s accidental death benefit is guaranteed to double over time while premiums remain level and are guaranteed. The policy builds cash value which, after the 20th year, equals 20 annual premiums. At the end of the 20th year, a return-of-premium (ROP) option is available, and is based on the annual premium. If the ROP option is elected, the coverage terminates. Otherwise, coverage continues with annually increasing premiums.

Call us today to get your Accidental Death Benefit at 888-847-1985